TenancyVault
Making Tax Digital

Your landlord MTD workflow in one place.

Keep digital property income and expense records, import and review bank statement transactions, connect your HMRC account, and submit quarterly updates directly — without the accountant-speak.

What you avoid

  • Manual category totals in a spreadsheet
  • Typing bank transactions one by one
  • Guessing which expenses HMRC allows
  • Separate tools for records and filing
  • Confusing tax software not built for landlords

Making Tax Digital is mandatory for landlords from April 2026

Digital records required

HMRC requires landlords to keep digital income and expense records from the point they are in scope. Spreadsheets without software integration do not meet the requirement.

Quarterly updates — not annual

Instead of a single annual tax return, in-scope landlords must submit income and expense summaries four times a year. Missing a quarter risks a late-filing penalty.

Software must connect to HMRC

Submissions must be made through HMRC-recognised software. You cannot simply email your figures — the connection must be software-to-HMRC.

How it works — from records to quarterly filing

1

Keep digital records

Log rental income and allowable expenses for each property. Business-aware record keeping mapped to your HMRC property sources.

2

Import bank statements

Upload CSV or PDF bank statements. TenancyVault extracts the transactions and shows them for review before anything is saved.

3

Review and categorise

Accept or skip each transaction, assign an expense category and property, and keep personal transfers separate from HMRC-allowable items.

4

Connect HMRC

Link your HMRC account directly. TenancyVault checks your MTD status and syncs your linked property business sources.

5

Submit quarterly

When you're ready, submit your quarterly update directly to HMRC. You can also amend a previously submitted quarter.

6

Check HMRC feedback

After submission, retrieve your HMRC calculation result to see what HMRC has calculated from your figures.

Everything included

Digital income & expense records

Keep property-level records of rental income and expenses. Each entry is linked to your MTD business source so quarterly totals are always accurate.

CSV and PDF bank statement import

Upload statements from your bank — CSV or PDF. TenancyVault imports the transactions and presents them for review before saving.

Friendly categories with HMRC mapping

Pick from plain-English categories. TenancyVault maps them to the correct HMRC expense classifications underneath so you don't need to know the technical codes.

Personal transfers excluded

Mark transactions as personal transfers. These are kept separate from your HMRC expense totals so your quarterly figures stay clean.

Direct HMRC quarterly filing

Connect your HMRC account and submit quarterly updates directly. No spreadsheet exports, no third-party relay — you file straight from TenancyVault.

MTD status sync

TenancyVault syncs your MTD status and linked property business sources from HMRC. Helpful warnings if your status isn't confirmed yet.

Amend submitted quarters

Made a mistake? TenancyVault lets you amend a submitted quarter and resubmit corrected figures to HMRC.

Quarter summaries and exports

View your quarter-by-quarter income and expense totals. Export to CSV or generate a PDF summary for your records.

Direct HMRC connection

Connect your HMRC account directly from within TenancyVault. Once connected, the app syncs your MTD status and shows the property business sources HMRC has linked to your account.

When you're ready to file, submit your quarterly update to HMRC without leaving TenancyVault. If you submitted something incorrect, you can amend and resubmit.

After submission, retrieve your HMRC calculation to see how HMRC has processed your figures.

See how HMRC direct filing works →

Bank statement import

Upload your bank statements as CSV or PDF. TenancyVault extracts the transactions and shows them in a review table — you decide what to include, skip, or mark as a personal transfer.

Assign categories and properties in bulk before saving. Nothing is filed to HMRC automatically — you review first, then save, then file when you're ready.

See how bank statement import works →

Common questions

Do I need to sign up for MTD separately with HMRC?

Yes. TenancyVault connects to HMRC on your behalf, but you still need to have completed HMRC's own MTD sign-up where it is required. TenancyVault checks and confirms your status — it does not replace HMRC enrolment.

What types of bank statements can I import?

TenancyVault supports CSV and PDF bank statement formats. After import, you review and confirm each transaction before it is saved to your records.

Is this for in-year quarterly updates only?

Yes. TenancyVault currently supports in-year quarterly updates and amendments. Final declaration and year-end adjustments are not currently supported in-app.

Does TenancyVault support agent or accountant authorisation mode?

No. The current HMRC connection is customer-direct — you connect your own HMRC account. Agent authorisation mode is not currently available.

Can I have multiple properties and MTD businesses?

Yes. TenancyVault supports multiple MTD businesses and property-to-business source mapping, so you can keep records separated across your portfolio.

Start keeping MTD-ready records today.

Free for 1 property. No credit card required.

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