TenancyVault
Income & Expense Tracking

A simpler alternative to landlord tax spreadsheets.

Keep digital records of rental income and allowable expenses — by property, by quarter, by MTD business. When you're ready to file, your records feed directly into your HMRC quarterly submission without re-entering figures.

What you track

Rental income

Record rent received per property. Link each payment to the correct MTD business source so your quarterly income totals are always accurate.

Allowable expenses

Log expenses by category — repairs, insurance, letting agent fees, mortgage interest, utility costs, and more. Categories map to HMRC classifications automatically.

Property mapping

Assign each property to an MTD business source. Records, quarterly totals, and HMRC submissions are organised by business so multi-property landlords stay accurate.

Quarter summaries

View an income and expense summary for each quarter. See totals by category, check for gaps, and confirm the figures before you file.

CSV and PDF bank statement import

Rather than typing transactions one by one, upload bank statements. Review the imported rows, assign categories, and save them to your records.

Exportable reports

Export your records to CSV for your own filing system. Generate PDF quarter summaries you can keep alongside your HMRC submissions.

Why a spreadsheet is not enough for MTD

Spreadsheet problems

  • Easy to make formula errors that compound across a tax year
  • No HMRC connection — you still have to re-enter figures manually
  • Personal and business transactions mixed unless you are very careful
  • No audit trail of when you entered or changed a figure
  • Does not meet MTD digital record-keeping requirements on its own
  • Quarter summaries require manual calculation

TenancyVault advantages

  • Records stored per property and per MTD business source
  • Quarterly totals calculated automatically from your entries
  • Bank statement import to reduce manual typing
  • Personal transfers excluded from HMRC totals automatically
  • Direct HMRC connection — records feed into your quarterly submission
  • Exportable CSV and PDF reports for your own records

Records that connect to HMRC

The record-keeping in TenancyVault is not a separate tool from the HMRC filing. Your income and expense records for a quarter feed directly into your quarterly submission. When you are ready to file, the totals are already calculated — you review them and submit.

This means you are not re-entering figures from a spreadsheet into HMRC. The records and the submission are the same workflow.

Replace your landlord tax spreadsheet.

Start free — no credit card required.

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