Guides / Tax & MTD
Plain-English guides for England landlords on MTD for Income Tax — from understanding what it is to connecting HMRC and filing quarterly updates.
The most common Making Tax Digital mistakes landlords make — from record-keeping errors to missed deadlines and incorrect expense claims — and how to avoid them.
Reviewed: May 2026
How to connect your HMRC account to MTD-compatible software as a landlord — what the authorisation process involves, what HMRC syncs, and what you can do once connected.
Reviewed: May 2026
How landlords can correct and resubmit a quarterly update to HMRC after discovering an error — what can be amended, how the process works, and when to amend.
Reviewed: May 2026
How to upload CSV and PDF bank statements for your rental property accounts, review the imported transactions, and save them to your MTD records in TenancyVault.
Reviewed: May 2026
What Making Tax Digital requires landlords to record digitally, what counts as an acceptable record, and how to stay organised across multiple properties.
Reviewed: May 2026
The allowable expense categories for UK landlords under HMRC's property income rules — what each category covers, what is not allowed, and how categories work in MTD software.
Reviewed: May 2026
What Making Tax Digital for Income Tax means for landlords in England — who it applies to, when it starts, what you need to do, and how it changes your tax obligations.
Reviewed: May 2026
What a quarterly update is, what it contains, when it is due, and how to submit one to HMRC as a landlord under Making Tax Digital.
Reviewed: May 2026
The four quarterly update deadlines for England landlords under MTD for Income Tax, what happens if you miss a deadline, and how to stay on top of the filing schedule.
Reviewed: May 2026
Why spreadsheets alone do not meet Making Tax Digital requirements for landlords, what MTD software provides instead, and how to decide what approach is right for you.
Reviewed: May 2026
The difference between a personal transfer and an allowable business expense for landlords — how to identify each type when reviewing bank transactions for your MTD records.
Reviewed: May 2026
Why HMRC may not have confirmed your MTD for Income Tax status, what steps to check, and how to resolve the issue before your quarterly filing deadline.
Reviewed: May 2026
TenancyVault lets you keep digital records, import bank statements, connect your HMRC account, and submit quarterly updates directly.
MTD for Income Tax applies to landlords (and self-employed individuals) with qualifying property income above £50,000 from April 2026, with the threshold reducing to £30,000 from April 2027 and £20,000 from April 2028.
A quarterly update is a summary of your rental income and expenses for a three-month period, submitted to HMRC four times a year. It replaces the single annual tax return for in-scope landlords.
Yes. TenancyVault connects to your HMRC account directly and lets you submit quarterly updates from within the app, without needing a separate filing tool.
All guides cover England unless stated. TenancyVault does not provide legal or tax advice — always consult a qualified professional for guidance on your specific situation.
