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Tax & Making Tax Digital

Plain-English guides for England landlords on MTD for Income Tax — from understanding what it is to connecting HMRC, filing quarterly updates, and completing year-end finalisation.

Common MTD mistakes landlords make

The most common Making Tax Digital mistakes landlords make — from record-keeping errors to missed deadlines and incorrect expense claims — and how to avoid them.

Reviewed: May 2026

How landlords connect HMRC software

How to connect your HMRC account to MTD-compatible software as a landlord — what the authorisation process involves, what HMRC syncs, and what you can do once connected.

Reviewed: Jun 2026

How to amend a quarterly update to HMRC

How landlords can correct and resubmit a quarterly update to HMRC after discovering an error — what can be amended, how the process works, and when to amend.

Reviewed: May 2026

How to import bank statements for landlord bookkeeping

How landlords can upload CSV or PDF bank statements, review imported transactions and save them to TenancyVault MTD records.

Reviewed: May 2026

How to keep digital records for rental income

What Making Tax Digital requires landlords to record digitally, what counts as an acceptable record, and how to stay organised across multiple properties.

Reviewed: Jun 2026

Landlord expense categories for HMRC

HMRC allowable expense categories for UK landlords, what each category covers and how categories map into MTD software.

Reviewed: May 2026

Making Tax Digital for landlords explained

What Making Tax Digital for Income Tax means for landlords in England — who it applies to, when it starts, what you need to do, and how it changes your tax obligations.

Reviewed: Jun 2026

MTD for Income Tax — quarterly updates explained

What a quarterly update is, what it contains, when it is due, and how to submit one to HMRC as a landlord under Making Tax Digital.

Reviewed: Jun 2026

Quarterly deadlines for landlords under Making Tax Digital

The four quarterly update deadlines for England landlords under MTD for Income Tax, what happens if you miss a deadline, and how to stay on top of the filing schedule.

Reviewed: May 2026

Spreadsheet vs MTD software for landlords

Why spreadsheets alone do not meet Making Tax Digital requirements for landlords, what MTD software provides instead, and how to decide what approach is right for you.

Reviewed: May 2026

What counts as a personal transfer vs allowable expense for landlords

How landlords can tell personal transfers from allowable expenses when reviewing bank transactions for MTD records.

Reviewed: May 2026

What to do if HMRC has not confirmed your MTD status

Why HMRC may not have confirmed your MTD for Income Tax status, what steps to check, and how to resolve the issue before your first filing deadline.

Reviewed: Jun 2026

TenancyVault MTD features

From Solo, TenancyVault lets you keep digital records, import bank statements, connect your HMRC account, and prepare quarterly updates plus supported UK-property year-end filing. Direct filing is currently going through HMRC's approval process.

Common questions

When do landlords need to use Making Tax Digital?

MTD for Income Tax applies to landlords (and self-employed individuals) with qualifying property income above £50,000 from April 2026, with the threshold reducing to £30,000 from April 2027 and £20,000 from April 2028.

What is a quarterly update?

A quarterly update is a summary of your rental income and expenses for a three-month period, submitted to HMRC four times a year. It is one part of the wider MTD cycle, and you still complete year-end finalisation and final declaration after the fourth update.

Does TenancyVault handle MTD filing?

Yes, from Solo and above. TenancyVault connects to your HMRC account directly and supports quarterly updates and supported UK-property year-end filing workflows. Direct filing is currently going through HMRC's approval process.

All guides cover England unless stated. TenancyVault does not provide legal or tax advice — always consult a qualified professional for guidance on your specific situation.